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Machinery Break down

Machinery Breakdown (MBD) policy is an ideal cover for all kinds of plant and machinery, to cover cost of repairs or replacement of damaged parts as a result of unforeseen and sudden physical damages.

The cover affords protection to the insured machinery whilst at work or at rest and also when they are being dismantled for the purpose of cleaning, inspection and overhauling or removal to another position or in the course of their operations or subsequent re-erection, provided these are performed in the same premises. 

Scope of Cover

The MBD policy covers unforeseen and sudden physical damage to the insured machinery by any cause not specifically excluded whilst in the specified premises, necessitating its immediate repair or replacement.

The MBD insurance also covers loss or damage due to fire, in insured electrical machineries, originating from within such insured machinery and resultant fire damage to such machinery only. 

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